Sebastian Peñaranda is a licensed Mortgage Loan Originator and experienced Tax Accountant serving clients across Florida and Georgia. With expertise in mortgage lending and tax strategy, Sebastian offers a well-rounded, personalized approach to homebuying, empowering clients to make informed, financially sound decisions.

He holds a Bachelor’s degree in Intelligence & Information Operations from the University of Arizona and a Bachelor’s in Accounting from Western Governors University. As a U.S. Army veteran and former military intelligence sergeant who worked alongside federal agencies, Sebastian brings discipline, precision, and a mission-driven mindset to every client interaction.
Sebastian has helped numerous veterans, immigrant families, and small business owners navigate the path to homeownership; many for the very first time. His deep knowledge of VA loans, self-employed income qualification, and tax-efficient planning allows him to solve problems others can’t. No matter where you are in the buying process, Sebastian delivers clarity, trust, and expert guidance every step of the way.